"not accessable access denied" on Windows Xp Laptop?

I create a folder and when I in a minute try to access it, it says "c:\documents and settings\image is not accessable access denied". It is a new Windows Xp Home edition laptop.
I don't know if anyone did anything to my computer or whats going on beside it. If there's any way anyone could support me get final into my folder that would be awesome. Thanks

Answer:
C:\documents and settings\ is the folder where up to date user accounts would go, so by creating the folder ghoul, you have to a degree created a new article named "ghost" to be exact only accesible from the picture "ghost" which doesnt exist, thus cannot be accessed spell. if you create the account "phantom," then delete it, this should fix your problem.
Try loggin as administrator, you are probably loggin as a user solitary with no go-ahead to look @ that folder.

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